Hick Takes It on the Chin After a Chomp to His Rumpus

Hick's penchant for lending out his "toys" has come back to bite him on the rumpus. He has been waiting to hear from The Buddy about what insurance says concerning his wrecked trailer. Meanwhile, Hick did a little investigating and calling around on his own. He was wrong about insurance coverage on a trailer.

The only insurance Hick's trailer had was liability insurance. That was automatic, with the insurance on the pulling vehicle. All these years, Hick had assumed that a trailer is covered like the vehicle. Nope. It takes a separate insurance policy, just like a vehicle. You can bet Hick will do that with his NEXT trailer. If he ever gets one.

"That lady dealing with The Buddy's insurance from the truck rental called me back this morning. Right after I sent her a nasty email. She said that my trailer won't be covered, which I figured out by now. But she also said they ain't done nothin' with the claim yet because they don't have nothin' from The Buddy! A relative of his was handling all this, and ain't turned nothin' in! Not even the police report from the accident! So this insurance cain't do nothin'. I think he's using his regular insurance. Anyway, he's just gonna hafta buy me another trailer. There's no way around it."

"We can afford to buy you a trailer. He can make payments. Even if it's just a little bit a week. So he won't feel bad, and you can get paid back. There's no need to go without a trailer. You NEED a trailer. Just stop loaning it!"

"I'll have to look for one and see if I can get a deal. It's a 16-foot double axle dovetail trailer. I got my first one from a guy where I used to work, for $500. It'll be a lot more now!"

"You'll have to look around for a used one."

"I'm having the wrecked trailer hauled out here, so I can get my tires off it. I just put on 4 new tires this summer. It's gonna cost me $285 for the tow. I'll tell The Buddy he can junk the rest of the trailer. Sell it for scrap. Then he'll have a little bit of the money to start paying me back."

Being a nice guy is kind of expensive...