Monday, December 30, 2024

Val's Creeping Decrepitness: The Bank Teller

I had to go to the bank Friday to deposit a refund check Hick got from an MRI of his thyroid. 

Ever-hopeful, I checked the lights at the three drive-thru bays as I pulled in. Nope. All were dark. It was into the bank lobby for Val. At least there was only one car on the lot. And I nabbed the closest of the two handicap parking spaces, even though it was at the end of the building, requiring me to walk the length to the door.

Inside, there was one man, waiting a respectful distance from the counter. The teller on the left was on a phone call. The teller on the right was fiddling around in her drawer. Then she called the man over. I stood waiting my turn. 

The Telephone Teller was either employing a Public Servant Standoff technique or had the patience of a saint. What I could gather from the one-sided conversation was that a customer had opened an account, and was asking about the debit card linked to it. Telephone Teller explained in detail, several different ways, how that debit card was linked only to the checking account. Not the savings. The only access to savings would be from an ATM. 
 
"So if you use it at a grocery store, it will only draw from your checking account. Not savings. Or any store where you try to make a purchase. It only uses your checking account money. So if there's not enough in checking to cover it, you can't pay with the debit. It will not link to your savings account."

Meanwhile, The Man was having an issue with a check he was depositing. Of course he was. Nothing is simple for Val. His teller told him:

"Something is just not right with this check. It's nothing you did, or anything I did. For some reason, the system won't read the check. I can see you have the money. But I have to wait for this check to process."

I'm not sure what that was all about. I just know it kept me waiting. I moved over and leaned against the front window of the vestibule. If there's one thing my knees hate more than walking, it's standing.

Telephone Teller finally wrapped up her phone call, and motioned me over.

"Okay. Just a minute. I have to get my legs walking again."

She took a minute to deposit Hick's check. Even asked the other teller if her computer was working. It was. But slowly.

After giving me my receipt, Telephone Teller said, "Can I walk you to your car?"

"Oh. No. I'll be fine. I just have sore knees. I can make it. But thank you so much."

I do not like being an object of pity who requires good deeds, though I DO appreciate the efforts of those who try to help me.

6 comments:

  1. I agree with you Val... It's nice to know that there are still people who care about others and are willing to help if needed.

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    1. Yes, they mean well, and are brave to offer help. You never know how that might be received these days.

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  2. You should check to see if your bank does remote deposits from your phone. My bank does if you use their app. Just log in, select “deposit” and follow the steps. It takes a picture of the face of your check…then flip it over and photo the back. And hit the deposit button. I hold my checks till the deposit clears, then shred them. I practically never go to the bank now.

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    1. I used to do that for The Pony's bank account in Oklahoma, when sending him money in college. It wouldn't work at home (I guess something with our internet speed). I'd do it sitting in T-Hoe while in town.

      My bank is currently pushing people to get their app. I'm in no hurry. I usually have other business there once a week. Like withdrawing our cash allowance, or breaking big bills into smaller ones. Things that the app won't do for me. I really want that drive-thru open again!

      Genius does all his banking online. He is befuddled when carrying cash. Sees no need for it. In fact, has asked me to write him a check in exchange for cash from casino wins.

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  3. This just makes me more glad I don't have a cheque account. I don't ever want to have to keep track of two lots of money.

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    1. It shouldn't be so hard! A sock full of money buried in the back yard would provide less stress! This is one of the things that was simpler in the olden days.

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