The timing is terrible for US! How dare a working woman procreate on OUR TIME!
Thevictorians have two CDs that matured on Sunday. Of course our credit union is not open on Sundays. But we have a 10-day grace period to decide if we roll it over, or do something else. In this case, it's SOMETHING ELSE. That's because we can get a 1% interest rate boost, since Hick attended the annual meeting/dinner. The increase is only for a new CD. It says so right there on the program he has to show to get the boost:
1% New CD Rate Increase
This should be no problem. Last year we did the same thing. All it required was walking in and asking for it. I was smart (you know that, right?) and asked what we needed to do while I was there depositing The Pony's house payment. The teller consulted the manager, who was at a desk behind the window. She said when the maturity date arrived, to come in and they'd do it.
I called the office on that maturity date, and they said they'd get everything ready, and Hick could just stop by and sign. Easy peasy. I saved him a few minutes of wait by calling.
Well. I tried that Monday morning. The gal I got gave me some misinformation! She told me that the 1% rate increase for the meeting attendance ONLY APPLIED TO NEW MONEY! And that we would have to cash out our CD, and wait 30 days to put it back into a new CD. This is NOT what happened last year. And I was looking at their (terrible) website at the time, reading right off the screen:
TEMPORARY CD SPECIALS
(new money ONLY cannot be used with annual meeting offers)
Which seems to be the direct opposite of what she told me! Besides, once that money is cashed out, it's OURS, right? So who says we can't put OUR money into a new CD? What's with the 30-day wait?
I was polite. I explained how we did this last years. She said that she would check on it for me. That the manager was on maternity leave, but they have access to her. I certainly hope she is not in active labor! But still, how inconsiderate of that manager not to consult us about our CD maturity date before having a little bundle of joy put into her oven!
As I write this, I've been waiting 45 minutes for my call-back. Hopefully there's no case of a 9-day labor. We are rightfully due our 1% interest rate increase. After all, Hick went to eat a free meal once a year. He endured that hardship with good faith!
The local financial world should not come to a standstill because a woman has a baby.
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